Best Disability Insurance for Physicians | Own Occupation Disability Insurance Quote

Beth is a 35-year-old physician specializing in Internal Medicine. According to the American Society of Certified Life Underwriters, she is three times as likely as a 35-year-old male colleague to become disabled for 90 days or more. The CDC reports she also has a 25% chance among her female colleagues of becoming disabled. And according to the Center on Budget and Policy Priorities, her disability will most likely be due to a musculoskeletal or mental impairment. So while Beth worked just as hard or harder to become a doc than the male docs she practices alongside, her ability to perform and her income can disappear with a musculoskeletal illness, brain injury or another disabling event. Why  Physician Specialty Disability Insurance  for Women Matters If you’re a female doc the stats above argue that the chances of your succumbing to a disabling illness or injury are higher than you think. And if you are counting on Social Security Disability Insurance to carry you through, b...

  Principal Disability Policy Review for Physicians What is Own Specialty Disability Insurance Own Specialty Disability Insurance is a type of disability plan designed specifically for physicians. It protects you from any sickness or injury that may prevent you from working in your medical specialty by providing you with a tax-free income replacement. A True Own Specialty Disability policy will continue to pay your full tax-free benefit even if you work in another occupation, regardless of the income you may earn working in another occupation. Does Principal offer True Own Specialty Disability Insurance to Physicians? Principal offers True Own Specialty Disability Insurance to Physicians. According to Principal, if you include their Regular Occupation Rider, your disability policy will pay your full tax-free benefit if a sickness or injury prevents you from performing the main duties of your medical specialty even if you are working in another occupation. Principal...