Healthcare workers have the most important job today because of the pandemic. But what if they are also the most at risk? According to the Centers for Disease Control and Prevention (CDC), hospital and clinic employees constantly face hazards while on the job, like latex allergy, stress, back injuries, harmful levels of exposure to drugs and toxic chemicals, and more. If you’re a healthcare employee, you can’t avoid the risks of the job. The best you can do is prepare yourself financially for the possible injuries and diseases you might get. This is where true own specialty disability insurance for physicians comes in. What is a True Own-Occupation Disability Insurance? When you opt for True Own-Occupation Insurance, it means that if you’re not able to perform the essential duties of your job, it will be considered a disability for you and will be covered by your policy. Your benefits will not change even if you make an income in another career. Suppose you’re a neurosurgeon...
