Whether you’re working your way through residency, or you’ve been a physician for a while, one thing is sure: you have no time for an injury or illness. Physicians don’t call out and physicians don’t get sick or hurt, right? But the truth is physicians do get sick and injured – with acute and chronic conditions. The Journal of American Medical Association estimates that about 3.1% of physicians live with a disability. (This number might be much higher due to unreported disabilities and the concern for industry backlash.) And if you do miss time due to severe illness or injury, your savings quickly dwindle. Which is why disability insurance is vital to your economic survival. The best disability insurance for doctors provides added protection with less hassle when you need it most. What is Individual Disability Insurance for Physicians ? Individual disability insurance is a policy you purchase separately from the group plan your employer offers. These come packed with m...
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